Cheryl has been teaching for 10 years, before that, she was a married stay at home mom to four kids for 21 years. After being married over 20 years, Cheryl faced the situation of divorce. She had zero dollars in a joint checking account and over 50k consumer debt that she knew nothing about. This forced her to totally start over financially. <br/><br/>Fast forward, she bought a home in 2020. Finished her masters in 2020 and in January of 2021, she decided that she was going to get totally out of debt. Cheryl paid off her car loan, grad student loans and all consumer debt in 18 months. Now, she is investing and saving about 35-40% of her teacher income. Tune in for an episode on Grit, Determination, Perseverance, Planning, Reading and Dreaming. <br/>

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