Payments Revolutionize, Journeys Hybridize, Fraudsters Capitalize: Unveiling the Power of Digital Identity

One of the most significant shifts in the payments landscape is the digital-first revolution. Digital payments have become pervasive, making financial transactions faster, more secure, more convenient, and more efficient. During a PaymentsJournal podcast, Erika Dietrich, Vice President, Global Fraud Prevention Risk Services at ACI Worldwide, and John Buzzard, Lead Analyst for Fraud & Security at Javelin Strategy & Research, shared what it means for merchants to adopt a convenience-first approach for payments and the role of 3D Secure. PaymentsJournalDigital Authentication Is a Necessary Next Step for Frictionless Payments. But Is it Achievable?PaymentsJournal Digital Authentication Is a Necessary Next Step for Frictionless Payments. But Is it Achievable?PaymentsJournaljQuery(document).ready(function ($){var settings_ap21587278 = { design_skin: "skin-wave" ,autoplay: "off",disable_volume:"default" ,loop:"off" ,cue: "on" ,embedded: "off" ,preload_method:"metadata" ,design_animateplaypause:"off" ,skinwave_dynamicwaves:"off" ,skinwave_enableSpectrum:"off" ,skinwave_enableReflect:"on",settings_backup_type:"full",playfrom:"default",soundcloud_apikey:"" ,skinwave_comments_enable:"off",settings_php_handler:window.ajaxurl,skinwave_wave_mode:"canvas",pcm_data_try_to_generate: "on","pcm_notice": "off","notice_no_media": "on",design_color_bg: "111111",design_color_highlight: "ef6b13",skinwave_wave_mode_canvas_waves_number: "3",skinwave_wave_mode_canvas_waves_padding: "1",skinwave_wave_mode_canvas_reflection_size: "0.25",skinwave_comments_playerid:"21587278",php_retriever:"https://www.paymentsjournal.com/wp-content/plugins/dzs-zoomsounds/soundcloudretriever.php" }; try{ dzsap_init(".ap_idx_423283_1",settings_ap21587278); }catch(err){ console.warn("cannot init player", err); } }); Leveraging a Hybrid Journey to Create a Seamless Customer Experience Consumers today continue