Book Club: Total Money Makeover

Today we review that classic personal finance book, Dave Ramsey's Total Money Makeover. Credit cards, sustainable journeys, Murphy repellant, budgeting, and behavior.https://www.goodreads.com/book..../show/78427.The_Tota (00:00) - Credit cards (02:20) - Total Money Makeover (07:02) - 20% knowledge, 80% behavior (12:18) - Making the journey sustainable (17:47) - Emergency funds (21:40) - 12% returns? (24:14) - Living on the financial edge with credit cards (29:05) - Murphy repellant (29:49) - The role of a budget (32:29) - The heart of a teacher
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Steve Nay:  https://daybreaktax.com/  https://www.linkedin.com/in/nsteven/ 
Tyler Smith:  https://www.tylersmith.io/  https://www.linkedin.com/in/tylersmith-io/