Is Your Super Fund ROBBING You? | The Wealth Guide Podcast Ep. 01

In our very first episode of The Wealth Guide Podcast, we've got our  team from Ryker Capital to share their expert insights on all things superannuation.They talk about understanding fees in your super so you can evaluate the value you're getting, how to build a well-structured super fund to achieve specific financial goals and safeguard family assets, and why investment performance in your super should be viewed from a long-term perspective.They also share the crucial role of insurance within superannuation, the main differences between default insurance options and underwritten cover, and the three key considerations to address at your dinner table when evaluating your insurance needs within your superannuation fund.If you want to dive deep into the complexities and strategies of optimising superannuation funds for long-term financial security, make sure to listen to this episode!-----<br/><br/>TIME STAMPS: 00:00 - Disclaimer00:00 - Intro01:28 - What Are The Fees in a Super Fund? What Should I Look Out For?04:51 - Are Industry Funds Way More Cheaper Than Other Funds?06:22 - What Difference Do Fees Make If You Decide to Leave Your Super Fund?07:29 - What Does Passive & Active Investing Mean For Your Super Fund?09:34 - The Relationship Between Risk & Investing in Your Retirement Savings10:50 - Deciding on Your Asset Classes: Does the Super Fund Choose it For You?14:05 - The Role of Performance in Your Super Fund & Its Longevity20:10 - Debunking The Stigma Around Super Fund Investments22:37 - What Is "The Funds Structure?"25:31 - What is a Non-Estate Asset?27:02 - Case Study #1 & Looking at Other Structural Aspects of a Super Fund32:33 - Super Fund Vs. SMSF37:41 - Insurance in Super Fund42:53 - How Much Insurance You Should Have in Your Super Fund?45:06 - Differences Between a Default Cover Vs Underwritten Cover49:01 - Why You Should Consider an Underwritten Cover57:40 - The Three Things to Consider When Deciding to Stay Or Go In Your Insurance58:40 - Outro-----DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation. <br/><br/>-----<br/><br/>SHOW NOTES LINKS<br/><br/>Ray Regmi's LI: https://www.linkedin.com/in/ray-regmi-3a267539/<br/>Ricky Regmi's: https://www.linkedin.com/in/rajiv-ricky-regmi-cpa-943694213/<br/>Dean Desoukey: https://www.linkedin.com/in/dean-desoukey-a6651093/<br/><br/>-----<br/><br/>LISTEN TO THE PODCAST<br/><br/>Spotify: https://spoti.fi/3qJL8w4<br/>Apple Podcast: https://apple.co/3QPF3ch<br/>Amazon Music: https://amzn.to/3YMZjgD<br/>Google Podcast: https://bit.ly/3swIVEF<br/><br/> -----<br/><br/>FIND US HERE<br/><br/>Facebook: https://bit.ly/3RsO5Mr <br/>LinkedIn: https://bit.ly/3Rs0Qah<br/>Instagram: https://bit.ly/46kZvGp<br/>TikTok: https://bit.ly/46kK0OD<br/>YouTube: https://bit.ly/3rsKxPG