On today’s episode, we talk banking and finance with Janel Giambrone.Janel is the Senior Vice President and Business Banking Regional Manager at M&T Bank, based out of the northern Virginia area. Janel’s been in the banking industry for 23 years and at M&T Bank for 10 years, working with locally owned businesses of all industries to help them thrive and grow.Janel is also heavily involved in the community, serving as the Treasurer on the Board of Commercial Real Estate for Women (CREW) NoVA and on their Community Action Committee, She also serves on the Board of the Arlington Chamber of Commerce and is on the Ambassador Committee of the Prince William Chamber of Commerce.On Today’s episode we talk about:What your banking relationship should look likeDifference between equity and debt capital - when it makes sense to go to a bank to finance growth for your company?SBA LendingLines of CreditWhat a personal guarantee is, when it is required and how much is needed?<br/>

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